Worried that you’ve been scammed or even tempted to share your information?
DO NOT be ashamed or embarrassed. Scammers are so clever now a days that everyone is at risk. Report the scam or ‘possible’ scam to help try to stop the scammers.
There are hundreds of scams – fake lotteries and prize draws, get-rich-quick schemes, bogus health cures, investment scams, clairvoyants and psychics, on-line dating, career opportunities, work from home schemes and the list goes on….
PROTECT YOURSELF ‘TOP TIPS’
Be aware of extravagant promises. Remember if it sounds too good to be true, even if the short term gains are low and the promise of longer term riches are involved ..it probably is too good to be true.
Be very, very sceptical about shares or investments that are ‘guaranteed’ or ‘risk free’. Be wary if you are told to keep something confidential…
Ask yourself a simple question..how can I win if I haven’t entered, why me and why should I give any money or details to receive a gift
Miracle cures or scientific break-throughs to help with a health problem ..limited availability, free trails, money- back guarantees no –risk
BE SCEPTICAL – BIN IT, DELETE IT or HANG UP
Take your time
Sammers don’t like to give you too much time to think, they will try to pressure you into making a decision by telling you that if you don’t act now – you will miss out, the individual concerned will be hurt or that they need medical treatment.
‘I have been robbed’
‘I want to meet you but can’t afford the flight’
‘I need urgent medical treatment’
Resist any pressure to make a decision right away – no matter how terrible, tempting or true it may all sound.
Ask a friend or family member for advice …remember DO NOT BE EMBARRASSED. If there are big sums of money involved ask your bank, accountant or solicitor for advice.
Know who you are dealing with
Be suspicious if you are contacted out of the blue by someone you’ve never heard of. This is often a clear warning sign that it’s a scam. AND do not be fooled by official looking websites and marketing materials.
SCAMMERS are very good at making their scams look authentic.
DO NOT be tempted to validate, update or confirm your details ..it’s a trick and you will lose your money, scammers will run up debt or commit financial crimes in your name.
Try this on-line quiz….Take the quiz
Be wary of old friends asking for money..
you may recognise the name on the letter or email but ask your self why are they contacting me now and why is money involved..take your time and ask lots of questions and get advice from a trusted source.
DO NOT BE EMARRASSED….ask for help, let someone know if you have been scammed there is no shame.
Protect your financial information
Never give your bank account details and passwords or part of passwords or verify parts of your passwords to someone you don’t know. Trustworthy firms will never contact you to ask for this information.
Make arrangements with your bank as to your preferred methods of communication.
BIN IT, HANG UP OR DELETE IT …but let your bank or the police know.
Call the Police on 612612 and also alert Trading Standards on 448160
Never send an advance or administration or introductory fee to a stranger
Once you have sent even a small amount of money; the scammer will then ‘groom’ you and you become a target for more and more calls, letters or emails.
JUST SAY NO
Do not be intimidated into sending money
Think Jessica is a great website to get additional help and advice – it is hard hitting but highly informative; it is all about protecting elderly & vulnerable people from scams www.thinkjessica.com