Seeing your Doctor?
Here are a few tips…to make the most of your time with your Doctor
Be Prepared…lists will always help and read them out at the start of your appointment. This helps the doctor to see the whole picture and to avoid leaving the embarrassing ailment until you are about to leave.
Try to pre-empt your doctor’s routine questions, prepare answers for: ‘how long has it been going on? Have you had it before and has anyone in the family had the same thing? And be specific and upfront about your history.
A symptom diary can help; these are helpful for tracking times when symptoms hit.
Your doctor may ask you to return to discuss one of your problems – it maybe that he or she feels that it deserves more time and a more detailed evaluation. A repeat visit will almost certainly incur a further charge.
Protecting our children from second-hand smoke
The aim of the consultation put simply is to gauge the views of the public on a variety of approaches and options for extending smokefree places and spaces.
Whether you are for or against the idea of extending smokefree areas in jersey, a smoker or non-smoker, we want to hear your views. To find out more about the consultation, and to fill out our brief survey, you can visit:
The Citizens Advice Bureau Response to the States of Jersey Proposed Long-Term Care Scheme
Jersey faces a substantial increase in both the number and proportion of older residents over the next 30 years. Our ageing population means thatmore people will need long-term care and the cost for this care is set to double by 2044.
The States’ proposed Long-Term Care Scheme will provide financial support to Jersey residents who are likely to need long-term care for the rest of their life, either in their own home or in a care home. The Scheme aims to remove much of the financial worry that people have about the cost of long-term care. The new arrangements intend to put an end to the uncertainty and concern that homeowners and their families experience when facing unknown and potentially significant costs.
We were delighted to host a great lunchtime seminar all about Wills. The talk had even the hardiest of listener contemplating how soon they would get cracking with making their will. It became quickly evident in our discussions that there would be many complications, family disputes and emotional roller-coaster rides following your passing for your family should you not have taken time to make a Will.
The talk went into details about a variety of areas including:
Q & A’s with the Consumer Council
Q: I am retired can I get a sick note from the doctor if I need evidence I was ill?
The traditional sick note is purely a social security document and if someone an elderly non-working person needs evidence that they were poorly and miss an event they can purchase a private sick letter from their doctor. Always remember to ask how much you will be charged for a sick letter and you will have to pay a consultation fee too.Read More
When do you expect to retire?
The further in advance you start planning for it, the more you improve your chances of achieving the retirement you want. However, even if your retirement is close and you’ve done little to prepare, any action you can take now is generally better than none.
Have you decided on your retirement age?
Don’t get burnt by suncream deals
Even though medical experts and scientists advise that we should be slathering the stuff on all year long, it is generally during the summer when many of us remember we should be using suncream. Increased awareness about the danger of skin cancer has made suncream a £100 million industry per year. But it has also made it easy to convince consumers to spend much more than necessary to protect themselves in the sun.
For suncream to be effective, experts say, it needs to be applied, properly and liberally, using 40ml at a time, and then reapplied every two hours or after being in the water. In warm weather, that can mean a lot of suncream, especially for families — but it doesn’t have to burn a hole through your pocket.
Twelve well known suncream brands were tested by Which?, all of which stated they protected against UVA and UVB rays – both of which have been linked to skin cancer. UVA rays are linked to premature aging of the skin, and UVB rays are the main cause of sun burn. Shockingly, three products from big brands Hawaiian Tropic, Malibu and Piz Buin failed their protection test.
Are you eligible for the 65+ Health Plan?
If you are 65 or over, you may be eligible for the Jersey 65+ Health Plan which helps with looking after teeth, feet and eyes. It is funded by the Social Security Department and is administered by Westfield Health.
You can join the Plan if you are 65 or over; if you do not pay Income Tax because your income is below the relevant tax limits; if you are resident and have lived in Jersey at some point for a period of five years; and if you have assets below a set limit. Your home is not included in any consideration of assets. There is no membership fee.
Pensions Update and Top Tips
In the recent UK Budget, George Osborne proposed a significant shake-up of UK pension arrangements, which if introduced, will allow individuals to extract all their pension savings in a lump sum at the point of retirement, subject to their marginal rate of income tax in that year.
Those who require the security of a guaranteed income will still be able to achieve this by purchasing an annuity. If an individual does not want to purchase an annuity, or cash-in their entire pension fund, they can remain invested and access their pension fund over time.Read More
Primary Health Care Report
6 ‘Target’ themes emerged from the survey
Consumers lack clarity over costs incurred at general practitioners (GPs), dentists and other
Consumers report avoiding care from GPs and dentists due to costs and identify using A&E as
an alternative. Ability to pay for primary healthcare does not reflect willingness to pay; selfreported
attendances to A&E for ‘non-urgent’ problems were as common in high income as
low income groups.