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Preventing financial pressure at Christmas

November 30, 2017 Christmas Top Tips, Money Matters No Comments

Preventing financial pressure at Christmas

It’s easy to get carried away spending at Christmas. Here are a few things to consider when Christmas shopping.

Buying out of habit

Always bought for a particular person but don’t even see them much nowadays. Be brave, suggest you both stop. They will probably be relieved.

Buying because they bought you a present

If someone chooses to buy you a present, that’s their decision. Thank them. But it doesn’t mean you have to buy in return.

Buying because you feel obliged to

Your siblings are having children and the family is expanding. You can opt out. Remember those who mind don’t matter and those who matter don’t mind.

Buying out of guilt

Are you trying to make up for something you did or didn’t do? Buying stuff doesn’t help you or the other person. You need to let go of guilt and if you want to make amends, do so in other ways.

You want to be liked or feel the need to tell others how much you have spent on presents. This doesn’t work. You need to uncover why your self-esteem is low & transform it.

Pressure

You feel the need to ‘protect’ your children by buying the same things as their friends. Have honest money conversations. Can you part-contribute & they come up with ideas to make up the difference?

Once you have your list set your budget for each person and stick to it. Get creative and your ‘genius’ ideas flowing.

Christmas is a time of celebration, you don’t want it to be a time when you set yourself up with money headaches for next year.

Michele Ivory

Rapid Transformational Therapist

www.micheleivory.com


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