Newsletter

Jersey Consumer Council

Monthly Archives: November 2015

Financial Protection for your Holiday

November 18, 2015 Travel and Transport No Comments
Travel Connections
Ferry  and air links

Financial Protection for your Holiday

ATOL

ATOL (the Air Travel Organisers Licence) is a financial protection scheme for air passengers. If you book an ATOL protected holiday or charter flight and your tour operator, airline or accommodation provider goes out of business before you travel you can claim a full refund.

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Keeping in Touch With Friends and Family

November 18, 2015 Telecommunications No Comments
togetherness

KEEPING IN TOUCH WITH FRIENDS & FAMILY

WHAT ARE YOUR OPTIONS?

If you wish to stay in touch with friends and family either in the UK or overseas, here are some tips/information to help you through the various options of how to make the call as cost effective as possible. It no longer needn’t be expensive.

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Wills Matter

November 16, 2015 Home life No Comments
Last Will and Testament with old books and glasses

Wills Matter

We were delighted to host a great lunchtime seminar all about Wills. The talk had even the hardiest of listener contemplating how soon they would get cracking with making their will. It became quickly evident in our discussions that there would be many complications, family disputes and emotional roller-coaster rides following your passing for your family should you not have taken time to make a Will.
The talk went into details about a variety of areas including:

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The 12 Online Frauds of Christmas

November 16, 2015 Scams No Comments
christmas-fraud-JCC

The 12 Online Frauds of Christmas

In the countdown to Christmas lots of Islanders will be going online to buy presents for friends and family, search for holidays, book tickets for a big gig or send an electronic Christmas card.

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Telecom Bundles

November 16, 2015 Telecommunications No Comments
telecom bundels-JCC

Telecom Bundles

Telecommunications –Buying the Right Mix of Services

What are bundles?

Bundles include a mix of mobile; fixed line and broadband services. Having a bundle will in most cases require you to sign a contract for at least a year; or perhaps longer. Breaking a contract if you subsequently find that the service is not suitable or does not really give you what you wanted, may be expensive. In this article we consider only bundles associated with contracts and not Pay As You Go offers, which will be considered separately.
The main bundle types include:

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Can a Service Charge be Added to our Alcoholic Drinks Bill?

November 16, 2015 Money Matters No Comments
drink-bar

Question …Can a service charge be added to our alcoholic drinks bill?

Answer…..Yes if the restaurant or hotel or bar clearly advertises outside of the premises that they will add a service charge to drinks.

Under the Licensing (Jersey) Law 1974 Restaurants are obliged to display a list of the prices charged for intoxicating liquor (Article 42(c)) and for meals and refreshments other than intoxicating liquor (Article 42 (d)). It is an offence to charge a higher price than the price displayed.

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SCAM Letters …are Attempted Fraud

November 16, 2015 Scams No Comments
scam-mail-JCC

SCAM Letters …are attempted fraud

Do these look familiar to you or is someone you know receiving similar letters?

Here are some simple steps to follow to minimise the impact of these unwanted and nasty letters
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Q&As with the Consumer Council

November 16, 2015 Consumer Skills No Comments
golf

Q & A’s with the Consumer Council

Q: I am retired can I get a sick note from the doctor if I need evidence I was ill?

The traditional sick note is purely a social security document and if someone an elderly non-working person needs evidence that they were poorly and miss an event they can purchase a private sick letter from their doctor. Always remember to ask how much you will be charged for a sick letter and you will have to pay a consultation fee too.

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What in the World is going on with Oil Prices?

November 16, 2015 Money Matters, Utilites No Comments
oil

What in the World is going on with Oil Prices?

February 2015

This week, the price of Brent crude oil fell to its lowest level in six years with the price of a barrel of Bent crude decreasing by 55% from $105 in June 2014 to $47 now.

So why has the price of oil fallen? There are principally 3 main reasons;
Firstly, America has become the world’s largest oil producer through ‘fracking’, the process of fracking is the practice of injecting water, sand and chemicals deep underground at high pressure to extract crude oil and natural gas from dense rock formations. Though the USA does not export crude oil, it now imports much less, creating a lot of spare supply.

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Planning Retirement

November 13, 2015 Information Leaflets, Reports & Publications No Comments
Screen Shot 2015-11-16 at 10.03.24

When do you expect to retire?

The further in advance you start planning for it, the more you improve your chances of achieving the retirement you want. However, even if your retirement is close and you’ve done little to prepare, any action you can take now is generally better than none.
Have you decided on your retirement age?

Read more…

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